I shared this on DoC but who knows if/when they will get around to making a post about it so y’all get the scoop first! This bonus seems really easy to meet and didn’t result in an HP for me (at least yet)

Looks similar to this SUB but this is affiliated with ND so maybe it is open to any state

As a ND alumni, I received tan with email this $500 checking promo. Alumni status is not needed so it looks like it is nation wide 

https://www.creditunion1.org/bank/checking/nd-free-checking-bonus

Offer Details

• Become a member which is a $5 donation if you do not qualify
• Open a “Fighting Irish Account” (read below for more info) and apply promo code CHK500 (comes at the end of the application). Fee schedule includes a $10 AF, $25 inactive fee if inactive for 12 months and balance under $500, and $3 paper statement fee https://www.creditunion1.org/assets/1/6/CU1_Fee_Schedule1.pdf
• DDs totaling $1k+/m for three consecutive months within 180 days of account opening
• If account closed in 12 months, bonus is clawed back
• No CC Funding
• Seems like soft pull (no HP yet)

My Experience

I just opened an account but the application is weird so I called for clarification. On the page where it asks you to select which accounts you want to open, they told me to select the “express bundle” then with the promo code they will choose the proper account to open for you

Also, on the funding page, they mention transferring to a debit, money market, share certificate or CUIEDA account. I was told this is specifying where your money is coming from not to. So if you are funding the account with $30 form a checking account, you will put $30 in the “Amount to transfer to Debit Card Account” and the rest $0 (except the total box at the bottom which would be $30 in this case)

Looks like they manually review all applications as the final page said a representative will reach out to me when my account is created

Full Offer Terms

To redeem this offer you must use Promo Code: CHK500 before July 31, 2023. Offer not available to existing members who already have direct deposit coming into a CU1 account, those whose accounts have been closed within 90 days, or closed with a negative balance within the last 3 years from the date of use of the Promo Code. Promo Code is only good for one-time use and is not redeemable with any other offers. To receive $500 bonus: (1) Within 90 days of use of the Promo Code, you must establish a recurring direct deposit into a new or existing CU1 checking account and the recurring direct deposit must result in a minimum aggregate total direct deposit of $1,000 per month being received into the new or existing CU1 checking account for three consecutive months beginning on the date of the use of the Promo Code. (2) The three consecutive months must be accomplished before the expiration of one-hundred eighty days from the date of use of the Promo Code. (3) Your direct deposit must be from an electronic deposit of your paycheck, investment account, pension or government benefits (such as Social Security) distribution from your employer or government agency. Person to Person transfers or payments and wire transfers or any other non-recurring electronic deposit are not considered a recurring direct deposit. Bonus will be paid by deposit into your CU1 checking account within 30 days of meeting all qualifying criteria. To receive the bonus, the checking account must not be closed or restricted at the time of payout. Bonus is considered interest and will be reported on 1099-INT. This offer may be cancelled or amended at any time without notice. Account Closure: If the checking account is closed by the member or by CU1 within 12 months after opening, we will deduct the bonus amount from the checking account at closing.