Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!
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Referral page: https://invt.co/u/sytvBFfbj
- New Patreon Members! Jon, Ryan, N & Kleed
- BofA PRE Incidental Airline Credit
- 11/10/2023 $100 AA GC purchased from https://giftcards.aa.com/
- Not sure when meter moved
- 11/15/2023 “Airline Incidental Crdt Thank You 00” $100 credit posted
- BluPeak $1500 CC funding w/ BofA PRE tracked as purchase
- BluPeak Referral from B
- Backdoor roth performed
- Citizens SUB DP
- Ness statement credits
- CEO did confirm they will mail checks for negative balance
- New rewards posted, I used cash back
- Curve no more cash back

- Hulu/Disney $3/m
- HBO Max $3/m for 6m
- [Lightning Deal/Expired] $15 off $20 DoorDash at Italian restaurant with code PIZZAMONDAY
- $75 at TopCashBack for Blue Apron
- $50/$50 Capital One Shopping referral (some $75/$75)
- Buy $25 Dunkin GC get $5
- Apple Black Friday
- Webull IRA Bonus
- IRS Delays On New $600 Form 1099-K Rule
- HMBradley Article – Quotes:
- HMBradley, a neobank that caters to savers, announced last week it is shutting down its consumer operations and shifting its focus to selling its technology to traditional banks, after failing to hit growth targets.
- That’s what we’ve been doing for years now, adding more and more banks, and basically, it’s to solve the problem similar to HMBradley’s problem. … I think if [HMBradley CEO Zach Bruhnke] — who is an A+ operator — if he had had multiple banks a couple years ago, he’d be in a different position.”
- “The lesson for fintechs? The HMBradley product was great, the operators were great, and they couldn’t do it,” Dean added. “Maybe you should think of a different problem.”
- Housekeeping: Account closures
- Closed: Citizens, Liberty Bank
- Attempted: First Commonwealth: they claim you must wait 6m
- Pending: M&T Bank, Bethpage, Oceanfirst
- Black Friday Purchases
- Costco
- Dyson v15 $499
- [OOS] 2x Apple TV 4k 64gb $100 each
- REI
- Jackets $24 each
- Converse
- Chuck 70 Canvas $24 each
- JCrew
- Costco
- [Lightning Deal/Expired] 100% Off Farmers Dog Black Friday deal
- Upgrade referral – $50 thanks!
- Barclays <$1 refund
- Free $1 Patreon per card
- Save update
- Gains: $334.63
- Returns: 1.59%
- Referral link
- Albert Update
- In app requires no pending transactions to cancel Genius, but text support can cancel for you
- Looks like Genius free trial is still available
- [Lightning Deal] TCB Get $2.5 Bonus With $15 Spend until 11/26 midnight
- Can buy GCs to trigger
- [Lightning Deal/|Expired] $80 off $100 at Amazon Fresh
- Gift Cards – $1,279.30

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