Credit Card Rewards Redemption Minimums

Evan of EveryPennyEvan pointed out that the DoC article on minimum credit card redemption for each issuer is painfully outdated, so I will try to create a more up to date one! If anything here is inaccurate or missing, leave a comment or reach out to me!

IssuerCardMinimumMethods
Alliant$100, $25 increments
American ExpressNoneInternal Account
Statement Credit
Apple CardNoneInternalAccount
External Account
Statement Credit
BarclayAll Others
NoneInternalAccount
External Account
Statement Credit
View$25InternalAccount
External Account
Statement Credit
Gift Card
Arrival Premier$25Travel Credits
Bank of AmericaNoneInternal Account
Statement Credit
BreadUnknownUnknown
Capital OneNoneCheck
Internal Account
PayPal
Statement Credit
CardlessNoneStatement Credit
ChaseNoneInternal Account
External Account
Statement Credit
CitiAll OthersNoneInternal Account
External Account
Statement Credit
Best Buy$5Best Buy Certificates
Shop Your Way$5Gift Card
Credit One$10 incrementsUnknown
DiscoverNoneInternal Account
External Account
Statement Credit
Elan$25 increments (any value via Amazon)Internal Account
Statement CreditAmazon
FNBO$25 incrementsInternal Account
External Account
Check
Statement Credit
GeminiUnknownUnknown
HMBradleyNoneInternal Account
External Account
Statement Credit
NessNoneStatement Credit
Redstone FCU$5Unknown
SofiNoneInternal Account
Statement Credit
SynchronyNoneExternal Account
Statement Credit
Truist$25Unknown
US BankAll Others$25 increments (any value via Amazon)Internal Account
Statement Credit
Amazon
Kroger$10, $1 incrementsStatement Credit
Kroger GC
Wells FargoAll OthersNoneInternal Account
Statement Credit
Bilt2k Points Statement Credit
Transfer Partners
Amazon

Responses to “Credit Card Rewards Redemption Minimums”

  1. derthsidious Avatar
    derthsidious

    Barclay View $25
    Citi BBY $5 via certificate
    Citi SYW $5 for gift card
    US Bank Kroger $10 minimum with $1 increments beyond that
    US Bank/Elan Cash Back can be used via checkout with Amazon to drain odd amounts to the penny. Reload your balance. Great for right before you cancel biz cards

    Liked by 1 person

    1. fearthez Avatar

      Added, thanks! What type of redemption options are there for Kroger?

      Like

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