Note: I have made edits to this episode. See more information here

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!

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• Sweaty Lemon
  • Album on Linktree
  • Intro music can be found here!

• Kung Fewer, Kleed, Dion, Erica, & Shuhui kleed tier! No new Patreon members, pre-episode discussion on Discord
• Boston meetup organized by pbreezy, nice to meet everyone!
• Amex tap to pay 
• Visa gift card woes
  • Same date as pod
• Varo bonus full pay out
  • DoC DP
  • Reddit DP
• ​​Peacock Premium Deals
• [Expired] Market Basket No Fees on Visa/MC GCs 11/3-11/9
• Juno payout!
  • Email asking for payout options
  • Evolve Payout vs Synapse Balance
  • Did not confirm when I filled out, called to confirm
  • Still waiting on payout…
  • Timeline
    • May 2024 funds frozen
    • 10/24/2024 Email from Evolve about payout asking for payout location
    • 11/19/2024 Received payout
• American Express Business Centurion Card To Introduce Cap For 50% Rebate (3,000,000 Points)
• Year-End Credit Card Checklist for 2024
• Gift Cards Galore is no more (HT Kellz)
• Save is transitioning to a new investment account provider
  • Closed account
• USBAR getting discontinued confirmed
  • DoC
• [TN, AL only] Redstone Federal Credit Union $500 Checking Bonus
  • New members only
• Schwab Investor Card from American Express $300 Sign Up Bonus
  • PUJ
  • Old post
• Amazon Prime Visa SUB now $200 
  • Tax implications despite comments
  • Referral
  • DoC
• Citi
  • Citi Files Trademark for Strata Lounges
  • Citi Custom Cash Adding Purchase Protection 11/17
    • DoC
• Wyndham Status From Credit Card To No Longer Match To Caesars
• [YMMV] Target Circle Cardholders: $50 Off $50+ When You Subscribe To Target Circle 360 For $49
• Swagbucks/MP: Discover Checking $90-$100 Sign Up Bonus
  • Get $30/m w/ Apple Cash
    • Load $3k/m into Apple Cash with debit card
      • I load in $1k increments and withdraw out to a separate account
    • At the end of the month your cash back will be available
      • Transactions do not show any cash back but they will post at end of month
  • @jram0042 on Discord mentions you may need saving account 
• [Targeted] $250 Amex Checking SUB
  • My DP & DoC article
• [Live] U.S. Bank To Launch ‘Smartly Visa Signature Card’
• (Update) Major Changes To U.S. Bank Altitude Connect & Go Cards
  • 4x Gas category is limited to $1,000 per quarter
  • 4x Dining category is getting a $2,000 quarterly limit
  • Beginning April 14, 2025
• Chase
  • Lounges
    • Chase To Open Sapphire Lounge In Phoenix Sky Harbor International Airport (PHX) [Now Open]
    • Chase To Open Pop Up Sapphire Lounge At Aria Resort & Casino – Doctor Of Credit
  • Chase No Longer Allowing Reconsideration For Some Credit Card Applications
  • Increased Chase Offers Starting 11/17 (70k CSP, $250 Freedom Unlimited)
    • Freedom Unlimited $250 live
  • (Reports) Chase Tightens Up Approvals On Business Card Applications
• [Targeted] E*Trade $250 Checking Bonus
• Pepper points now expire 60d from distribution
  • DoC
• [New & Existing, Many States] Citizens Bank $250-$500 Savings Bonus ($10,000-$20,000 Deposit Required)
• Spirit Files Bankruptcy
• Venmo debit card targeted 10% back up to $25
• [No Brainer] Capital One $300 Checking Bonus
• Barclays jetBlue Plus Card – 80,000 Point Bonus [Available In App]
  • Inquiry sensitive
• Traveling
  • BOS -> SAV
    • Davios Restaurant on BofA PRE PP
      • Way too expensive, hardly anything under $28
    • Stephanie’s on BofA PRE PP
      • Yum as always. One guest, $10 out of pocket 
    • Tried to get into Chase Sapphire lounge with two of my PP cards that haven’t been in yet – one for me and one for a friend. Pass has to match the boarding pass. Also “we have too many PP in the system already”
      • Frustration didn’t go well…
  • Hotel Indigo in Downtown Savannah
  • CHS -> BOS
    • The Club CHS
      • Nice view of airport, meh food
• Moomoo Signup Offer: Get $300 Bonus With $20,000 Investment Transfer
• Live Oak Bank $300 Savings Bonus
• [AR, TX, TN, OK, MO & KS] Simmons Bank $900 Checking Bonus
• [FL, MA, NJ, NY, VT, In Branch] Trustco Bank $200 Checking & Savings Bonus, Direct Deposit Not Required
• PayPal Checkout: 5% Back On Walmart & Best Buy
• Capital One DCA Airport Lounge To Open Tomorrow
• Amazon Music Unlimited Now Includes Audible Benefits
• Capital One Cafes: Free Drink (Until 12/31/24)
• Beyond Meat Class Action Settlement ($7.5 Million Settlement, $2 Per Claim)
  • $10 total without receipt, unlimited with receipt
• American Express Business Platinum Extends Dell, Adobe & Indeed Credit
• SiriusXM: Music & Entertainment Plan $2.99/Month For 3 Years
• ShopRite: Purchase $100 In Gift Cards & Save $15/$20 On Your Next Shop
• Costco Uber & Instacard GCs 20% off