Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!

If you want, support me on patreon!

• Sweaty Heavy Lemon
  • Album on Linktree
  • Intro music can be found here!

• Kung Fewer, Kleed, Dion, Erica, & Shuhui kleed tier! Welcome Justin and Kyle!
• $50 Chase Amazon referral
• The show is also on Fountain!
• Apple Pay to Be Treated Like a Bank With Federal Scrutiny in the U.S.
• Purchase Heineken & $175 In Groceries & Get $50 Back
• Elan Max Cash card removing 2% category
  • Effective April 22, 2025, all purchases in the following everyday categories: Grocery Store/Supermarket and Gas Station/EV Charging Stations at Wholesale clubs, discount stores/supercenters such as Target and Walmart will only earn 1
  • Episode 43 for further reading on Future
• Cardless Avianca Cards – Increased 120,000 Mile Bonus
• U.S. Bank Rewards To Expire After 12 Months Of Inactivity
• Successful Bank bonuses
  • Citi $400 SUB DP
    • DoC
    • Reddit
  • Langley FCU $100 SUB + stackable $50 Referral
    • Reqs
      • SUB: create online banking and make 1 debit purchase (cash app)
      • Referral: make 10 debit purchases (cash app)
    • Could not CC load due to incorrect phone number
    • My referral link
    • DPs
      • DoC
      • Reddit
• IHG Chase Negotiations Highlights
• Venmo targeted bonus for current CC holders
• Best triple dip writeup I’ve seen
  • Another one on Reddit
• CFPB Shutdown?
  • Elon Musk wants to ‘delete’ a federal agency designed to prevent another financial crisis and protect people from scams.
• [Patreon Exclusive] Car Insurance payment
  • Amex Plat w/ offer vs BofA PRE vs CF/F PayPal
• [Patreon Exclusive] Amex Plat value updated
  • $ 2,342.65
  • W/o SUB & refs, remove AF loss of  $282.35
• Synchrony Cathay Pacific Visa® Credit Card No Longer Accepting New Applicants
• UBS Visa Infinite refresh – increased AF, new benefits
• [Lightning Deal/Expired] $100 Uber GC for $75 @ Costco
  • If you don’t have a membership, get a $45 gift card when you sign up 
• Berhskire SUB
  • DoC
• Are Fintech Banks FDIC Insured?
• (Reports) American Express Closing Authorized-User Cards Due To Inactivity
• New TAP Route
  • TAP Dispute (ep 17, 24)
• Bilt Announces Road Map For 2025
  • Reddit discussion
• PayPal MasterCard 5% Cashback Promo
• Pepper Rewards + PayPal debit card
• Credit Card Shutdown: What Happens to the Points?
• Join NFCU Get Extra $300 Bonus On Credit Card Signup
  • I am working on joining
• American Airlines and Citi Extend and Expand Co-Branded Card Partnership
  • DoC
• Uber Cash no longer working for BofA PRE Lifestyle credit per reports
• IRS Announces Delay On New $600 Form 1099-K Rule
• Verizon: Subscribe To Uber One For $96 & Get A Year Of Netflix Premium For Free
• BofA CCR Affinity cards updated list
  • Find old blog or podcast
• PSA: My Experience With UberEATS Overcharging
• [Lightning Deal/Expired] $100 Lyft GC for $75 w/ Cash App
  • GC is while supplies last but can just load $50 Lyft Cash with Cash App Pay for $10 off
• [Now Open] Chase To Open Sapphire Lounge In San Diego International Airport
• Robinhood Gold Mondays
• Alaska premium card (HT Kleed)
  • DoC
• ParkMobile Class Action Settlement ($25 Payment)
  • Must receive email, mine was in spam. Subject: Notice of Proposed Class Action Settlement – Baker, et al. v. ParkMobile, LLC
• Amex Savings $350 bonus
  • Deposited funds, email from Amex I met the requirement, must hold till 2/7/25
• Rumors: Uber & Lyft Charge More For Those With Credits, Gift Cards, Promos On Account (Plus, What To Do)
  • No solid evidence of gift card increases
  • Evidence of dynamic pricing for drivers is linked as proof
• BofA offering referrals for CCR
  • Link in my email does not lead to a referral screen, unsure how to tell if it tracks
  • My referral link
  • https://i.imgur.com/gf9qzKN.png
  • https://i.imgur.com/sNzLX5t.png
• Amazon tip my driver
  • Type “tip my driver” into search bar, banner should show. Click and driver gets $5
• Chase Freedom 5% Lyft
  • Screenshot
• DoC Recap
  • Cardless Raises $30 Million to Continue Developing Co-Branded Credit Cards 
• Signup For Robinhood Gold: Get Piece Of $1,000,000 Cash Pie & More
• $5 Synchrony Prime card $5 credit for Whole foods transaction credited (received email)
• CFPB announces rule limiting bank overdraft fees; trade group sues in response
• AA Program Changes for 2025
• Chase INK Referrals Going Down From 200k/yr to 100k/yr
• You Can Now Share Airtag Data With Select Airlines To Recover Missing Luggage
• Chase Freedom Q1 2025 Categories: Grocery Stores, Fitness Clubs, Spa Services, Norwegian Cruise Lines
  • Chase Freedom 5x Surprise Category For March 2025: Insurance, Tax Prep
• Discover IT categories: Restaurants, Home Improvement Stores, & Select Streaming Services
  • My spreadsheet is in the Patreon but also screenshotted on Reddit!
• Wealthfront employer targeted $250 S&P 500 offer
  • you must be an Eligible Employee and you must (1) successfully open a new individual or joint S&P 500 Direct account by no later than 11:59pm Eastern Standard Time on December 31, 2024 (the “Account Opening Deadline”); (2) either identify an Eligible Employer as your current employer during the signup process for your new S&P 500 Direct account, or identify an Eligible Employer as your current employer in your Wealthfront profile settings before the Account Opening Deadline; and (3) fund your new account with at least the standard minimum initial deposit required for S&P 500 Direct accounts by no later than 11:59pm EST on January 31, 2025 (the “Funding Deadline”).
• [YMMV] Google Play Points Perks: 6 Months Hulu, Disney+ & 4 Months YouTube Premium For Free

[Lightning Deal] Topcashback: Get $2.50 Bonus With $15 Spend (12/16-12/18)