Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!

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• Sweaty Heavy Lemon
  • Heavy Lemon concert
    • First song is the podcast’s intro music!!
  • Album on Linktree
  • Intro music can be found here!

• Kung Fewer, Kleed, Dion, Erica, & Shuhui kleed tier! Welcome Kgirl, Jason, Josh, Gavin, Bertalan, Andrew, Julie & Engineering Guy!
  • 37% of Patreon members are Discord members
• Discord announcement

• Referrals
  • Gemini referral
    • 4 in progress for me – thanks!
    • My referral link
  • $15 WU referral HT Chrunelius Caesar
• Future
  • Starting February 1st, the APY on your FutureCard* account will increase to 4.10% APY**
  • Emailed Future about Neighborhood Sun transition from Arcadia
  • My referral
• One -> OneCash
  • Lawsuit against Capital One makes a whole lot more sense…

• Great CD Rates at Genisys
  • Also great savings account – 6.75% up to $7.5k
• Discover Debit -> Apple Cash dead for some
  • HT psh & Chrunelius Caesar
  • See Ep 53
• Chase & DoorDash Partnership Details (Free Dashpass, $10 Grocery, $5 Restaurant Credits)
• [Rumor] American Express Planning Platinum Refresh – Card With ‘Mirror Finish’
• Senators have proposed a 10% credit card interest rate cap
  • Won’t go anywhere
• Amex membership week will be March 17-21
  • DoC coverage
• CFPB
  • Trump Fires Director of CFPB 
    • /r/churning quote
  • CFPB Shutdown
  • Or is it?
  • CFPB No Longer Forwarding Complaints To Financial Institutions
• Wells Fargo & Expedia Group Launch One Key Cards ($400/$600)
• Barclays 70,000 Hawaiian Airlines Bonus ($99 Annual Fee)
• Bilt Sends Out Survey Regarding Bilt 2.0 Credit Card 
• FTX Payout Twitter
  • 6/5/2022 account opened
  • 11/13/2022 account frozen $1,025.63 missing
  • 2/18/2025 $1,238.64 USD deposited to Kraken
  • 
• [Lightning Deal/Expired] Amazon: Save On Giftcards For Lyft, Uber, DoorDash, Vudu & More
• $350 Amex Savings bonus posted
  • Reddit DP
  • DoC DP
  • Moved back to Wealthfront
    • Referral
• Cloaked Pay (in closed beta)
  • My referral
• Lessons from the Big Axe: American Express 2025 Edition
  • DoC coverage 
• PC BofA PR to CCR
  • 2/20/2024 Opened BofA PR
  • 4/4/2024 Received SUB
  • 2024 & 2025: received $100 Incidental Airline credit each year for AA gift card (more info)
  • 2/18/2025: called before AF hit to PC. CCR, TR & UR available. PCed to CCR
  • Now have 4 CCR, 1 PRE & 1 UR (will change to CCR)
• Capital One
  • Capital One Venture Increased SUB
    • DoC coverage
    • I am not preapproved 😦
  • Capital One Readds Jetblue As Transfer Partner (5:3 Rate)
  • Capital one and Discover shareholders have approve of the merger
  • [Opens Friday] Capital One To Launch Las Vegas Lounge (LAS) – Doctor Of Credit
• Uber currency exchange
  • No FTF if you don’t have a no FTF card (save 3%) but otherwise scummy
  • 
• [Expired] Harvard Federal Credit Union $100 Referral Bonus, Direct Deposit Not Required
  • $2.5k CC funding
• Citizens $600 SUB mailer
  • 
  • $500 DD in 60 (Wealthfront push counted)
  • $500 deposit/m each month starting the month after account open for 3 consecutive months
• ANA To Launch New ANA CARD U.S.A. Plust
• Join Save sent incorrect 1099, sending new one soon
• MGM Class Settlement ($20-$75 Payment)
• List of Insurance Benefits for Most Major Cards
• First Tech Federal Credit Union $300 Checking Bonus – no longer has debit transaction requirements
  • HT Kleed
• Year End Summary
  • See Discogs here
  • RFCU sent a YeS!
  • Thanks Schuyler for the Monarch referral!
    • Monarch didn’t pull in RFCU CC data older than 1/1/25
  • RocketMoney
    • Missing ~$8k of spend
  • Redstone FCU bonus limit
    • PackerFan says limit for cash back is actually around $9k-$10k, not advertised $7k
    • I spent ~$10k and never stopped getting 5%
    • 
  • $1k @ JCrew