Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!
Housekeeping (01:02)
- If you want, support me on patreon! (01:02)
SweatyHeavy Lemon (01:16)- Heavy Lemon concert (01:16)
- Intro music can be found here! (01:16)
- New song 6:05 slaps (01:21)
- SO Kung Fewer, Kleed, Dion, Erica, Shuhui, Daniel, ricky & Rob to the kleed tier! Welcome Boaz, Karen, TheMartin, Paul & Nick! (01:28)
- Shownotes will now have timestamps! May lag behind a bit but they will come (HT Sasha on Discord for the rec) (02:37)
Cards (03:38)
- New Cards (03:40)
- Venetian Las Vegas To Launch Credit Card(03:41)
- https://card.fetch.com/(04:34)
- HT Kleed
- 10x points is really 1% HT EngineeringGuy (04:39)
- Wawa Launches New Credit Card With FNBO (05:22)
- Caesars Launches Caesars Rewards Prestige Visa Signature With Comenity Bank – Doctor Of Credit (05:55)
- Nibbles Credit Card – Credit Card For Petowners (Free Pet Insurance) – Doctor Of Credit (07:33)
- Booking.com To Launch Credit Card Which Earns Genius Rewards (08:20)
- BofA (08:33)
- My Bank of America Premium Rewards Product Change & Retention Offer(08:37)
- Nothing for me on PRE (09:12)
- Bank of America Updating Their Bill Payment System On August 23rd – Doctor Of Credit (09:33)
- Comparing the BoA PRE and C1 VX under different spend and redemption methods : r/CreditCards (10:40)
- Targeted extra 2%/x on all spend (12:20)
- My Bank of America Premium Rewards Product Change & Retention Offer(08:37)
- Bilt cardless (12:42)
- Barclay (14:36)
- Amex (15:54)
- American Express Opens Tokyo Haneda Airport Centurion Lounge – Doctor Of Credit (15:58)
- American Express To Open New Sidecar by Centurion Lounge At Harry Reid International (LAS) – Doctor Of Credit (16:40)
- [YMMV] Delta: Up To $200 In Credits For American Express Delta Cardholders – Doctor Of Credit (17:46)
- [YMMV] American Express Delta Offers – Up To 125,000 Miles No Lifetime Language – Doctor Of Credit (18:06)
- Increased American Express Delta Offers (Up To 110,000 Miles) – Doctor Of Credit (19:21)
- Amex Improves Disney Streaming Credit for Blue Cards : r/CreditCards (19:54)
- American Express Transfer Bonus: 20% To Marriott (1:1.2) – Doctor Of Credit (20:48)
- American Express Reducing Transfer Rate To Emirates To 5:4 (Currently 1:1) – Doctor Of Credit (21:38)
- Delta Biz Offers (18:36)
- United travel bank $50 for Aspire credit still works (22:26)
- New Card Review: Rakuten American Express Card With Extra Earnings On Rakuten Shopping & Dining – Doctor Of Credit (22:37)
- Chase (23:48)
- Chase Aeroplan Card: 85,000 Points Offer With $4,000 Spend – Doctor Of Credit (23:51)
- Chase Teen & College Checking $125 Bonus – No Direct Deposit Required – Doctor Of Credit (24:40)
- List Of All Chase Cards Pay Yourself Back Categories (Aeroplan, Southwest, United, Marriott) – Doctor Of Credit (25:05)
- Chase Dining To End In October – Doctor Of Credit (25:21)
- Bonus category 5% (23:48)
- Southwest (25:52)
- JPMorgan Chase To Set Charging Fintechs For API Calls – Doctor Of Credit (29:48)
- JPMorgan Chase Nearing Deal For Apple Credit Card Program (31:55)
- JPMorgan Chase & Coinbase To Partner (Buy Crypto With Credit Card, Redeem Chase UR & More) – Doctor Of Credit(32:38)
- [Rumor] Chase To Increase Chase Sapphire Preferred Annual Fee To $150 – Doctor Of Credit (34:47)
- Sapphire Reserve (34:47)
- The Edit (34:47)
- Chase Sapphire Reserve for Business Joins The Chase INK Referral ‘Family’ – Doctor Of Credit (37:49)
- Elevated redemption showing 2cpp+ (HT Boazcn) (36:57)
- RIP: Chase Business Card Referrals Only For New Chase Business Card Customers (Effective 10/7/25) – Doctor Of Credit (38:12)
- Disney Premier Credit Card from Chase $400 Cash Signup Bonus (39:23)
- Ritz Card Rumors (39:54)
- Getting Two Years Southwest Companion Pass With The New 100k Card Signup Bonus (2026-2027) – Doctor Of Credit (40:42)
- Chase Marriott Bonvoy Boundless FIVE Free Night Certificates Bonus (Up To 50,000 Points Each) – Doctor Of Credit (41:25)
- Citi (41:44)
- Citi Shop Day (August 5th) – Earn 20x On Select Merchants – Doctor Of Credit (41:44)
- SYW (42:40)
- Citi Strata Elite (44:37)
- [Rumor] Citi Strata Elite Details (Full Terms Leaked) – Doctor Of Credit (44:40)
- Citi Strata Elite℠ – Travel Credit Card(44:40)
- Citi Strata Premier, Strata Elite, Prestige Cards Can Now Transfer Points To American Airlines (1:1 Transfer Rate) – Doctor Of Credit (44:45)
- (Live) Citi Strata Elite Review: 80,000 Points Bonus, $595 Annual Fee, $300 Hotel & $200 Splurge Credit (45:08)
- (Source) Citi Has No Plans To Discontinue Prestige Card Product – Doctor Of Credit (49:28)
- Citi Strata (No Annual Fee Card) Now Live – Doctor Of Credit (49:47)
- [Ending Soon] Citi AAdvantage Executive 100,000 Mile Offer – Doctor Of Credit (50:47)
- Citi Announces New Strata Elite Card – Premium Card Set To Launch In Q3 2025 – Doctor Of Credit (51:01)
- US Bank (51:08)
- Other (54:32)
- Improvement: Fidelity 2% Card Removes 2,500/$25 Minimum Redemption Value – Doctor Of Credit(54:34)
- Venmo card no longer counts Costco as Grocer(54:49)
- Prob all the gold purchases (54:57)
- Alliant Visa Signature moving from 2.5% to 1.6% : r/CreditCards(55:25)
- State Department FCU Card: Earn 3% Back On Purchases For 3 Months – Doctor Of Credit (56:06)
- 15% of Apple GS @ Discover Redemption (56:37)
- Mastercard Launches ‘World Legend Mastercard’ – Doctor Of Credit (56:50)
- Synchrony Virgin Red – 60,000 Point Bonus – Doctor Of Credit (57:36)
Deals (57:53)
- Mint Mobile: 12 Months Unlimited For $180 (Stack $10 Portal) [New Users] – Doctor Of Credit (57:57)
- DoorDash (58:33)
- [Lightning Deal] [Expired] DoorDash ‘Summer of DashPass’ With 5 Weeks Of Deals (June 26-July 30, 2025) – Doctor Of Credit (58:33)
- Lightning Deal] Save 15% Off Giftcards For DoorDash, Lyft, Southwest, Sheetz, Wayfair & More – Doctor Of Credit (58:50)
- [Lightning Deals/Expired] Doordash is having a 35% off sale for carts of $12+ that include headphones, laptops and tablets with promo code “DPTECH50”(59:21)
- Can get AirPods 4 for $63 (59:33)
- [Lightning Deal/Expired] DoorDash sunscreen (1:00:11)
- Targeted CapOne Shopping $14/1.5k miles for a DoorDash purchase (58:33)
- [Targeted] Alliant $200 Checking Bonus (Potential $150 Rakuten Stack) – Doctor Of Credit (1:01:26)
- OnPath Credit Union Rewards Checking $150 Referral For Each (Plus, 7% On Up To $10,000) (1:02:25)
- UberOne for 5m for Free from PayPal (1:01:45)
SUBs (1:02:51)
- Bask Bank $300 Checking Bonus ($200 Without Direct Deposit) – Doctor Of Credit (1:02:51)
- [PA, NJ Only] Penn Community Bank $400 Checking Bonus, Direct Deposit Not Required – Doctor Of Credit (1:03:41)
- [Existing Customers] Ameriprise $200-$800 Savings Bonus – Doctor Of Credit (1:04:15)
- Synchrony Virgin Red – 60,000 Point + $100 Bonus Via Dummy Booking – Doctor Of Credit (57:36)
- Relay Financial Banking $300 Signup Bonus For Depositing $10,000 – Doctor Of Credit (1:04:58)
- PNC Biz CC Offer (1:05:19)
- Barclays Wyndham Spend Offer: Get $25-$75 Statement Credit With $250-$750 Spend on Travel – Doctor Of Credit (1:05:45)
- [Extended] Chase $900 Checking + Savings Bonus – Doctor Of Credit (1:06:11)
- Targeted Keypoint SUB (1:06:43)
- Brokerage (1:07:22)
- WeBull 2% Brokerage Transfer Bonus + $100 (New/Recent Customers Only) – Doctor Of Credit(1:07:22)
- I will go for it once I get Platinum honors this month (1:08:15)
- (Update) MooMoo Brokerage Triple Stack Signup & Transfer Bonus Offer – Doctor Of Credit (1:09:04)
- WeBull 2% Brokerage Transfer Bonus + $100 (New/Recent Customers Only) – Doctor Of Credit(1:07:22)
- Live Oak bonus DP(1:09:53)
- Chase Business Checking $500 Online Bonus (No Direct Deposit Required) – Doctor Of Credit(1:11:08)
- In progress for me (1:11:08)
- UniBank SUB posted (HT Peek) (1:11:43)
- $100 kids bank account SUB (1:14:06)
Class Actions (1:14:24)
- Evolve Bank & Trust Data Breach + $20 Settlement – Doctor Of Credit (1:14:24)
- Class Action Lawsuit: Hyundai, Kia, Mitsubishi Airbag Control Settlement ($150-$350) – Doctor Of Credit (1:14:47)
Other (1:16:05)
- They add the sticker on the left over where they open the card package to tamper (adding a sticker to cover their tracks). Then add a sticker to the card itself. It’s a highly organized Chinese crime syndicate doing this across the country https://www.ice.gov/about-ice/hsi/news/hsi-insider/tackling-gift-card-fraud
- HT Ray on Discord (1:16:05)
- New Law Loosens Tax Form Requirements: 1099-MISC To $2,000 & 1099-K To $20,000 – Doctor Of Credit (1:16:52)
- Helium mobile plan (other options referenced by Kai @ TDC) (1:19:31)
- HT bleakchoochoo (1:20:01)
- [Confirmed] TSA Airport Security No Longer Requires Removing Shoes (Effective Today, 7/7/25) – Doctor Of Credit (1:18:48)
- https://www.logixbanking.com/banking/relationship-rewards(1:20:07)
- Denied (1:20:16)
- CLEAR Launches CLEAR Concierge Service For Extra $99/$179 – Doctor Of Credit (1:20:19)
- jetBlue To End Loyalty Partnership With TAP Air Portugal On 9/30 – Doctor Of Credit (1:20:45)
- Target Ends Price Match Policy (Effective July 28, 2025) – Doctor Of Credit (1:21:10)
- New /r/churning searching tool (1:21:21)
- Lyft & Uber Comparison Tool (1:21:41)
- Credit Cards That Offer Priority Pass Memberships Compared – What Are The Differences? (1:22:26)
- Juno officially closing (1:24:03)
- Charging $5 monthly fee until balance is empty if no action is taken starting 9/1 (1:24:03)
- Monzo SD (1:24:15)
- Costco (1:24:23)
- you can “donate” towards the national debt with your CC using PayPal on pay.gov . It says donations must be over $5 to cover fees but it accepted a $1 test payment on my C1 card. Tempted to max my CCs and declare bankruptcy, only after I use the points of course. All for the good of the nation. “Ask not what your country can do for you, ask what you can do for your country” (1:25:02)
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