Author: fearthez

  • fearthez

    Topic Episode – Curve x BofA: 5.25% Cash Back on All Spend

    Upcoming:

  • fearthez

    Episode 3: I’m Back! SUBs, New CC Churns, Curve Tricks & More

    Shout out Tom R for the motivation! Upcoming: 

  • fearthez

    Episode 2: Updates, SUBs and Sports Betting?

    I discovered that the service I was using, rss.com, only gave you one episode for free. So I will be uploading all of my podcasts to Spotify only. Sorry non Spotify users!

  • fearthez

    Churners Digest Episode 1: Introduction & 2023 Early Happenings

    Churners Digest is a podcast I created to be a place to hear updates about happenings in the churning space. I am using the term churning loosely here as I plan to share updates on bank/fintech updates, SUBs for banks and CCs I think are worth highlighting, and other topics related to the finance sphere. […]

  • fearthez

    2022 Spending Recap: I Spent Too Much Money

    9/23/2023 – Reposting here as simple finance blog is gone In 2019 I started my beginnings of budget tracking at the end of the year. I was getting into the CC game and was curious, how much did I actually spend? Well, fast forward to 2023 and I have graduated college and am living on […]

  • fearthez

    One Card To Rule Them All, But Which Is Better? Curve vs Percents

    9/23/2023 – Reposting here as simple finance blog is gone. Also, Percents shut down but I am keeping this here as 1. the Curve writeup is still accurate and 2. to document whatPpercents was like Background It all started with PayPal Key. For those unfamiliar with what PayPal Key was, you missed out. PayPal Key […]

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    Can Visa Signature’s Roadside Assistance Replace AAA?

    9/23/2023 – Reposting here as simple finance blog is gone Recently, I had the privilege’s of my car breaking down which required me to solicit the services of a tow truck. Now, being a cheapskate frugal person I don’t pay for AAA or have roadside assistance included my insurance. In fact, since owning my 2014 […]

  • fearthez

    Oxygen Bank: Convoluted yet Elegant

    Today I am going to be doing a brief writeup on Oxygen Bank. They are a fintech bank with interesting offerings for cash back and benefits. These benefits come in the form of what they Elements which have many rules and requirements you have to meet to qualify for them that make this a hard […]

  • fearthez

    Enzo Digital: Cash Back For What?!

    Today we will be discussing Enzo, a new fintech with some unique cash back offerings. They plan on expanding their offerings in the future to have more compelling features other than just unique cash back categories but for now we will be discussing what they do offer Currently, Enzo offers a checking account with unique […]

  • fearthez

    Point Debit Review ($99 AF)

    Point is a neobank offering a cash back debit card (and checking account technically called Premium Checking). The card charges a $99/y AF (formerly $49/y). Here I will break down the benefits of the card, how I use it, the rewards I get out of it, the quirks involved and my recommendation on whether it’s […]