Category: Cash Back

Today I am going to be doing a brief writeup on Oxygen Bank. They are a fintech bank with interesting offerings for cash back and benefits. These benefits come in the form of what they Elements which have many rules and requirements you have to meet to qualify for them that make this a hard […]

Today we will be discussing Enzo, a new fintech with some unique cash back offerings. They plan on expanding their offerings in the future to have more compelling features other than just unique cash back categories but for now we will be discussing what they do offer Currently, Enzo offers a checking account with unique […]

Point is a neobank offering a cash back debit card (and checking account technically called Premium Checking). The card charges a $99/y AF (formerly $49/y). Here I will break down the benefits of the card, how I use it, the rewards I get out of it, the quirks involved and my recommendation on whether it’s […]

I’m an active commenter on Doctor of Credit and over my time there I have gotten a few hat tips from their writers. I feel these show some kind of credibility but it’s mostly to boost my ego Upgrade Card 5% Cashback On Top Categories, Up To $3,000 Each Quarter (Grocery, Utility, Dining, Travel, etc) […]

In this post I will be discussing Astra Finance: what it is, why it matters, how it is useful, my use cases and some quirks with it. We will be specifically looking at their consumer app Disclaimer Before we go any further, there is a weird aspect of Astra that you need to be aware […]

This post was inspired by TheDailyChurn podcast where he talked about the value he got out of new user promos and promos through the Capital One Shopping portal (accessible tousers with Capital One credit cards but YMMV). One thing I wish he would have was break down the cost of each service after the promos […]

Updated 5/17/2022 These are the cards I currently carry in my wallet in addition to the wallet I am currently using. I have over a dozen cards so I obviously don’t carry them all. They are all in my Google Pay wallet, but some have earned a space in my wallet Cards Of my current […]

Updated 2/9/2022 Category Table Categoty Card Backup Card Comment Dining BofA Dining – 4.5% Freedom/it – 5% rotating Merchandise BofA Online – 4.5%Ducks Unlimited – 5% (sporting goods) AFCU – 5%HMBradley – 3%Venture X – 2x In person & small go on AFCU, HMB if it is a large purchase Travel Venture X – 5x […]