Category: Churners Digest

  • Episode 16: Topic Episode – Europe Trip

    Disclaimer: I am not a financial or tax advisor. This is not financial or advice. This is for entertainment purposes only. Enjoy! Spotify Apple Podcasts Overcast Pocket Cast If you want, support me on patreon! Referral page: https://invt.co/u/sytvBFfbj Partially inspired by Churning Life Episode 4 Airlines Empty flight No in flight food Cool red jackets for all staff New plane…

  • Episode 15: Extra 2% Day, Venmo Offers, Bye Curve? & More

    Disclaimer: I am not a financial or tax advisor. This is not financial or advice. This is for entertainment purposes only. Enjoy! Spotify Apple Podcasts Overcast Pocket Cast If you want, support me on patreon! Referral page: https://invt.co/u/sytvBFfbj Instacard & Peacock MC Credits Bumped after closing moved funds to Apex Clearing Without notice, charged $15/m fee, costing $90 Emailed, refunded…

  • Episode 14: IRS, CFF SUB, $120 Verizon Savings & Others

    Disclaimer: I am not a financial or tax advisor. This is not financial or advice. This is for entertainment purposes only. Enjoy! Update: mentioned this in the Simple Finances discord a few days ago but forgot to add it to my notes. There are elevated targeted Venture X referral codes as reported by DoC and first reported on reddit Spotify…

  • Episode 13: Revived Posts, Increased SUBs & America is Doomed!

    Apple Podcasts Overcast Pocket Cast Skip ahead to 10 minutes if you want to get right to the Churning news/updates! Disclaimer: I am not a financial advisor. This is not financial advice. This is for entertainment purposes only. Enjoy! Soon the site will be ad free! Call out Google Podcast, PocketCasts (removes white noise), Apple Podcasts & Overcast  Demographics! –…

  • Episode 12: HMB Update, Recycling Rant & More Bank SUBs

    Support me on Patreon! Disclaimer: I am not a financial advisor. This is not financial advice. This is for entertainment purposes only. Enjoy! Shout-out the madman and legend Kleed for being a patreon supporter! https://reddit.com/r/churning/s/x82xQOXwaG https://www.doctorofcredit.com/bank-america-100-checking-bonus-public-nationwide/ # of recent apps, business structure, insufficient business relationship https://www.doctorofcredit.com/chase-ink-90000-offers-slated-to-end-soon/ https://www.doctorofcredit.com/keurig-coffee-pods-class-action-lawsuit-potential-5-or-36-per-household https://www.hmbradley.com/APYs-NYCB?utm_campaign=Simplify+APY+Announcement&utm_content=Simplify+APY+Announcement+-+B&utm_medium=email_action&utm_source=customer.io https://www.doctorofcredit.com/capital-one-launching-premium-venture-x-card-with-100000-points-200-signup-bonus-395-fee-300-travel-credit-10k-annual-bonus/#comment-1692102 https://help.treecard.org/en/articles/8322299-debit-card-closure-guide https://www.treecard.org/post/a-letter-from-the-founders App went pending https://www.doctorofcredit.com/chartway-federal-credit-union-200-checking-bonus-direct-deposit-not-required/ https://www.doctorofcredit.com/ny-only-bethpage-credit-union-200-checking-bonus/ E trade issues with…

  • Episode 11: GC & Streaming Discounts, NJ CC Law & More!

    Disclaimer: I am not a financial advisor. This is not financial advice. This is for entertainment purposes only. Enjoy! New! You can now support me on patreon! Completely optional and nothing about the podcast or blog will change but if you want to support me, you can! Also new, a page dedicated to my referrals! I am trying this out…

  • Episode 10: Best HYCAs, SUB, $25 off Target & More

    Old terms New terms https://www.doctorofcredit.com/bank-of-america-customized-cash-rewards-expands-the-3-categories/#comments Free trial still churnable Touch on idea Referral link Does not stack with referral Generic referral Targeted SUB offer Ally Referral –  thanks! Inactivity charge of $5 after 12m, closure fee of $10 Note: the minimum to transfer was $1. They credited me a free $0.75 so I could transfer out LOL Targeted for $15…

  • Episode 9: Bank Churns, Save Update, Gas Savings & More

    $1k CC funding Any DD or 5 debits in 60 days for $300  Turn off eStatements $500 CC funding Any DD or deposit $1k in 60 days for $300 The referral $5k isn’t invested into your portfolio but is defaulted to the Save Global Multi-Strategy Portfolio and can’t be changed Estimated 6% return based on previous performance Blend of USD,…

  • Episode 8: DoC Highlights, Priority Pass & Bonuses

    https://www.doctorofcredit.com/ymmv-paypal-get-10-back-on-up-to-300-in-purchases-anywhere/ https://www.doctorofcredit.com/ymmv-capital-one-10-bjs-membership/ https://www.hmbradley.com/Routines-Funding-Offer-July?utm_campaign=Offer+Test+%232+-+Try+Routines+and+Get+%2425&utm_content=July+Flash+Offer&utm_medium=email_action&utm_source=customer.io https://www.doctorofcredit.com/ct-ma-ri-only-liberty-bank-300-checking-bonus/ CC funding allowed, waiting to activate SoFi card to open, apparently $1k funding per account opened I somehow have two SoFi accounts. Made one years ago then made a new one in 2022 for a $200 banking SUB. CC app was approved but was put under my old account. Had to call, they can’t merge the…

  • Episode 7: New Apps ($1.1k value in first year!), Gift Cards & Bank SUBs

    https://www.doctorofcredit.com/target-circle-15-off-uber-giftcards/ See for links on what counts for $300 airline credit (AA gift cards) Net value after AF of $1.1k when maxed out due to double dips Applied & approved no problem at 10/24 and 6/12 (max for BofA w/ relationship). If you can meet the MS, I recommend this over PR. Card Fee SUB AIrline Credit Lifestyle Credit Lifestyle…