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Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Shout out to Spooky Kleed Spotify Apple Podcasts Overcast Pocket Cast If you want, support me on patreon! Referral page: https://invt.co/u/sytvBFfbj https://www.doctorofcredit.com/robinhood-1-brokerage-transfer-bonus-unlimited-cash-bonus/ https://www.doctorofcredit.com/sofi-invest-1-ira-match-plus-1-bonus-per-transfer/ https://www.doctorofcredit.com/bank-of-america-merrill-checking-brokerage-bonus-of-up-to-3000/ My DP on an older bonus TAP Portugal…
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Disclaimer: I am not a financial or tax advisor. This is not financial or advice. This is for entertainment purposes only. Enjoy! Spotify Apple Podcasts Overcast Pocket Cast If you want, support me on patreon! Referral page: https://invt.co/u/sytvBFfbj Partially inspired by Churning Life Episode 4 Airlines Empty flight No in flight food Cool red jackets…
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Disclaimer: I am not a financial or tax advisor. This is not financial or advice. This is for entertainment purposes only. Enjoy! Spotify Apple Podcasts Overcast Pocket Cast If you want, support me on patreon! Referral page: https://invt.co/u/sytvBFfbj Instacard & Peacock MC Credits Bumped after closing moved funds to Apex Clearing Without notice, charged $15/m…
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Disclaimer: I am not a financial or tax advisor. This is not financial or advice. This is for entertainment purposes only. Enjoy! Update: mentioned this in the Simple Finances discord a few days ago but forgot to add it to my notes. There are elevated targeted Venture X referral codes as reported by DoC and…
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Apple Podcasts Overcast Pocket Cast Skip ahead to 10 minutes if you want to get right to the Churning news/updates! Disclaimer: I am not a financial advisor. This is not financial advice. This is for entertainment purposes only. Enjoy! Soon the site will be ad free! Call out Google Podcast, PocketCasts (removes white noise), Apple…
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Support me on Patreon! Disclaimer: I am not a financial advisor. This is not financial advice. This is for entertainment purposes only. Enjoy! Shout-out the madman and legend Kleed for being a patreon supporter! https://reddit.com/r/churning/s/x82xQOXwaG https://www.doctorofcredit.com/bank-america-100-checking-bonus-public-nationwide/ # of recent apps, business structure, insufficient business relationship https://www.doctorofcredit.com/chase-ink-90000-offers-slated-to-end-soon/ https://www.doctorofcredit.com/keurig-coffee-pods-class-action-lawsuit-potential-5-or-36-per-household https://www.hmbradley.com/APYs-NYCB?utm_campaign=Simplify+APY+Announcement&utm_content=Simplify+APY+Announcement+-+B&utm_medium=email_action&utm_source=customer.io https://www.doctorofcredit.com/capital-one-launching-premium-venture-x-card-with-100000-points-200-signup-bonus-395-fee-300-travel-credit-10k-annual-bonus/#comment-1692102 https://help.treecard.org/en/articles/8322299-debit-card-closure-guide https://www.treecard.org/post/a-letter-from-the-founders App went pending https://www.doctorofcredit.com/chartway-federal-credit-union-200-checking-bonus-direct-deposit-not-required/…
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Disclaimer: I am not a financial advisor. This is not financial advice. This is for entertainment purposes only. Enjoy! New! You can now support me on patreon! Completely optional and nothing about the podcast or blog will change but if you want to support me, you can! Also new, a page dedicated to my referrals!…
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Old terms New terms https://www.doctorofcredit.com/bank-of-america-customized-cash-rewards-expands-the-3-categories/#comments Free trial still churnable Touch on idea Referral link Does not stack with referral Generic referral Targeted SUB offer Ally Referral – thanks! Inactivity charge of $5 after 12m, closure fee of $10 Note: the minimum to transfer was $1. They credited me a free $0.75 so I could transfer…
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$1k CC funding Any DD or 5 debits in 60 days for $300 Turn off eStatements $500 CC funding Any DD or deposit $1k in 60 days for $300 The referral $5k isn’t invested into your portfolio but is defaulted to the Save Global Multi-Strategy Portfolio and can’t be changed Estimated 6% return based on…
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https://www.doctorofcredit.com/ymmv-paypal-get-10-back-on-up-to-300-in-purchases-anywhere/ https://www.doctorofcredit.com/ymmv-capital-one-10-bjs-membership/ https://www.hmbradley.com/Routines-Funding-Offer-July?utm_campaign=Offer+Test+%232+-+Try+Routines+and+Get+%2425&utm_content=July+Flash+Offer&utm_medium=email_action&utm_source=customer.io https://www.doctorofcredit.com/ct-ma-ri-only-liberty-bank-300-checking-bonus/ CC funding allowed, waiting to activate SoFi card to open, apparently $1k funding per account opened I somehow have two SoFi accounts. Made one years ago then made a new one in 2022 for a $200 banking SUB. CC app was approved but was put under my old account. Had to…
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https://www.doctorofcredit.com/target-circle-15-off-uber-giftcards/ See for links on what counts for $300 airline credit (AA gift cards) Net value after AF of $1.1k when maxed out due to double dips Applied & approved no problem at 10/24 and 6/12 (max for BofA w/ relationship). If you can meet the MS, I recommend this over PR. Card Fee SUB…
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Apologies about the mic pops. I’ve got a pop filter on the way 😦 https://www.doctorofcredit.com/target-com-purchase-200-in-airbnb-giftcards-get-20-target-giftcard-for-free/ https://www.doctorofcredit.com/best-buy-buy-200-airbnb-giftcard-get-20-free-best-buy-giftcard-2/ https://www.doctorofcredit.com/best-buy-buy-200-airbnb-giftcard-get-20-free-best-buy-giftcard-2/ (active) https://www.doctorofcredit.com/newegg-100-uber-egiftcard-for-90-limit-10/ https://www.doctorofcredit.com/giftcards-com-save-10-15-on-selected-giftcards-uber-petsmart-more/ (active) $200 $500 spend 3 month 15 month 0% $3k limit The link on Apple’s site should explicitly mention the $75 on any purchase bonus. Try incognito if it’s not showing, I am still able…
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Welcome to this weeks episode! This is a topic episode and apologies to those who want churning nes, but it is time for the apartment rant I promised in Episode Three., If you don’t want to hear me complain about my old apartment complex, tune out now. New Churnersd Digest episode coming soon with three…
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Welcome new listers from /r/churning! Text companion on fearthez.wordpress.com and blog.simplefinances.net/fearthez Old Percents vs Curve post Requires Curve card (email me for referral churnersdigest@gmail.com) & Bank of America Customized Cash card Customized cash lets you choose your category: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings Online shopping includes all online purchases made…
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Shout out Tom R for the motivation! https://www.doctorofcredit.com/discover-savings-150200-bonus-1500020000-deposit-new-exp-103117/ https://www.doctorofcredit.com/capital-one-100-500-savings-bonus-requires-10000-100000-deposit/#comment-1581807 http://www.nesswell.com https://www.doctorofcredit.com/ness-wellness-credit-card-50000-point-500-bonus-349-annual-fee/ https://www.doctorofcredit.com/oxygen-fintech-110-referral-bonus-for-each-party-requires-direct-deposit/ https://fearthez.wordpress.com/2022/08/22/oxygen-bank-convoluted-yet-elegant/ Referral: https://go.onelink.me/vjPj/?af_js_web=true&af_ss_ver=2_1_1&pid=af_app_invites&c=OxygenUserinvites&af_channel=owned&af_sub1=1420461&af_siteid=com.oxygenbank&url_timestamp=2023-04-30_17:19:51&af_referrer_customer_id=1420461&is_retargeting=true https://www.doctorofcredit.com/ma-bankhometown-200-checking-bonus/ https://www.doctorofcredit.com/u-s-bank-750-business-checking-bonus-2/ ~$40 value $1k for 60 days https://j.moomoo.com/00xcZv https://www.doctorofcredit.com/pnc-up-to-250-400-checking-bonus/ BBBY bankrupt Albert: https://fearthez.wordpress.com/2022/01/30/albert-neobank-overview/ Curve: https://fearthez.wordpress.com/2022/11/23/one-card-to-rule-them-all-but-which-is-better-curve-vs-percents-cross-post/ https://www.chase.com/mybonus https://www.doctorofcredit.com/chase-sapphire-preferred-80000-points-signup-bonus-via-referral-link/ http://www.doctorofcredit.com/unknown-location-restrictions-keybank-200-checking-bonus/ Macbook Air M1 256 8 $600 Ebay 3 Apple TV 4k 128gb 3rd gen ~$100 3.4% +.9% = 4.3% May https://www.doctorofcredit.com/new-i-bonds-rate-announced-4-30-3-40-variable-rate-90-fixed-rate/…
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I discovered that the service I was using, rss.com, only gave you one episode for free. So I will be uploading all of my podcasts to Spotify only. Sorry non Spotify users! https://www.doctorofcredit.com/paceline-credit-card-to-shut-down-apple-watch-statement-credits-ending/ https://www.doctorofcredit.com/wells-fargo-325-checking-bonus-available-online/ https://www.doctorofcredit.com/wells-fargo-525-savings-bonus-with-25000-deposit-in-branch/ https://www.doctorofcredit.com/target-circle-week-march-5-11-get-free-year-of-tripadvisor-plus-99-value/ RED card churning https://www.doctorofcredit.com/apply-for-a-new-target-redcard-debit-credit-and-get-40-off-40-shopping-trip-11-1-12-26/ https://www.doctorofcredit.com/american-express-excellent-increased-offers-via-referrals-for-both-referrer-new-member-platinum-gold-blue-cash-preferred/ https://www.fdic.gov/news/press-releases/2023/pr23016.html https://www.reddit.com/r/OutOfTheLoop/comments/11n88pd/what_is_the_deal_with_silicon_valley_bank/jbm60a7/ https://www.doctorofcredit.com/a-number-of-chase-credit-card-bonuses-get-lowered-on-march-19th-freedom-united-slate-ink/ https://www.doctorofcredit.com/starts-3-19-chase-sapphire-preferred-90000-in-branch-signup-bonus/ Enzo no cash back? Two “no brainer” bets bet $50…
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Churners Digest is a podcast I created to be a place to hear updates about happenings in the churning space. I am using the term churning loosely here as I plan to share updates on bank/fintech updates, SUBs for banks and CCs I think are worth highlighting, and other topics related to the finance sphere.…
