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Episode 11: GC & Streaming Discounts, NJ CC Law & More!
Disclaimer: I am not a financial advisor. This is not financial advice. This is for entertainment purposes only. Enjoy! New! You can now support me on patreon! Completely optional and nothing about the podcast or blog will change but if you want to support me, you can! Also new, a page dedicated to my referrals! I am trying this out…
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Episode 10: Best HYCAs, SUB, $25 off Target & More
Old terms New terms https://www.doctorofcredit.com/bank-of-america-customized-cash-rewards-expands-the-3-categories/#comments Free trial still churnable Touch on idea Referral link Does not stack with referral Generic referral Targeted SUB offer Ally Referral – thanks! Inactivity charge of $5 after 12m, closure fee of $10 Note: the minimum to transfer was $1. They credited me a free $0.75 so I could transfer out LOL Targeted for $15…
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Episode 9: Bank Churns, Save Update, Gas Savings & More
$1k CC funding Any DD or 5 debits in 60 days for $300 Turn off eStatements $500 CC funding Any DD or deposit $1k in 60 days for $300 The referral $5k isn’t invested into your portfolio but is defaulted to the Save Global Multi-Strategy Portfolio and can’t be changed Estimated 6% return based on previous performance Blend of USD,…
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Oxygen Bank Changes: Completely Gutted
Some of you OG readers may remember I made a post highlighting Oxygen Bank. They offered multiple Elements that offered different rewards. Each Element had an AF but you could qualify for them with a direct deposit or meeting a spend requirement. Read the original post below for how it worked Thanks to Kung and EveryPennyEvan on the Simple Finances…
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Episode 8: DoC Highlights, Priority Pass & Bonuses
https://www.doctorofcredit.com/ymmv-paypal-get-10-back-on-up-to-300-in-purchases-anywhere/ https://www.doctorofcredit.com/ymmv-capital-one-10-bjs-membership/ https://www.hmbradley.com/Routines-Funding-Offer-July?utm_campaign=Offer+Test+%232+-+Try+Routines+and+Get+%2425&utm_content=July+Flash+Offer&utm_medium=email_action&utm_source=customer.io https://www.doctorofcredit.com/ct-ma-ri-only-liberty-bank-300-checking-bonus/ CC funding allowed, waiting to activate SoFi card to open, apparently $1k funding per account opened I somehow have two SoFi accounts. Made one years ago then made a new one in 2022 for a $200 banking SUB. CC app was approved but was put under my old account. Had to call, they can’t merge the…
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Episode 7: New Apps ($1.1k value in first year!), Gift Cards & Bank SUBs
https://www.doctorofcredit.com/target-circle-15-off-uber-giftcards/ See for links on what counts for $300 airline credit (AA gift cards) Net value after AF of $1.1k when maxed out due to double dips Applied & approved no problem at 10/24 and 6/12 (max for BofA w/ relationship). If you can meet the MS, I recommend this over PR. Card Fee SUB AIrline Credit Lifestyle Credit Lifestyle…
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Credit Union 1 $500 Fighting Irish Checking Bonus
I shared this on DoC but who knows if/when they will get around to making a post about it so y’all get the scoop first! This bonus seems really easy to meet and didn’t result in an HP for me (at least yet) Looks similar to this SUB but this is affiliated with ND so maybe it is open to…
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Episode 6 Back to Basics – New Cards and Free Dinners
Apologies about the mic pops. I’ve got a pop filter on the way 😦 https://www.doctorofcredit.com/target-com-purchase-200-in-airbnb-giftcards-get-20-target-giftcard-for-free/ https://www.doctorofcredit.com/best-buy-buy-200-airbnb-giftcard-get-20-free-best-buy-giftcard-2/ https://www.doctorofcredit.com/best-buy-buy-200-airbnb-giftcard-get-20-free-best-buy-giftcard-2/ (active) https://www.doctorofcredit.com/newegg-100-uber-egiftcard-for-90-limit-10/ https://www.doctorofcredit.com/giftcards-com-save-10-15-on-selected-giftcards-uber-petsmart-more/ (active) $200 $500 spend 3 month 15 month 0% $3k limit The link on Apple’s site should explicitly mention the $75 on any purchase bonus. Try incognito if it’s not showing, I am still able to get it to show…
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Topic Episode: Apartment Rant
Welcome to this weeks episode! This is a topic episode and apologies to those who want churning nes, but it is time for the apartment rant I promised in Episode Three., If you don’t want to hear me complain about my old apartment complex, tune out now. New Churnersd Digest episode coming soon with three CC app DPs, bank churn…
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Topic Episode – Curve x BofA: 5.25% Cash Back on All Spend
Welcome new listers from /r/churning! Text companion on fearthez.wordpress.com and blog.simplefinances.net/fearthez Old Percents vs Curve post Requires Curve card (email me for referral churnersdigest@gmail.com) & Bank of America Customized Cash card Customized cash lets you choose your category: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings Online shopping includes all online purchases made online excluding some categories listed…
