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  • fearthez
    Aug 4, 2023

    Oxygen Bank Changes: Completely Gutted

    Some of you OG readers may remember I made a post highlighting Oxygen Bank. They offered multiple Elements that offered different rewards. Each Element had an AF but you could qualify for them with a direct deposit or meeting a spend requirement. Read the original post below for how it worked Thanks to Kung and EveryPennyEvan on the Simple Finances…

  • fearthez
    Jul 31, 2023

    Episode 8: DoC Highlights, Priority Pass & Bonuses

  • fearthez
    Jul 9, 2023

    Episode 7: New Apps ($1.1k value in first year!), Gift Cards & Bank SUBs

    Card Fee SUB AIrline Credit Lifestyle Credit Lifestyle Double Dip Airline Double Dip Net Benefit (excluding cash back) PR $ (95.00) $ 600.00 $ 100.00 $ – $ – $ 100.00 $ 705.00 PRE $ (550.00) $ 750.00 $ 300.00 $ 150.00 $ 150.00 $ 300.00 $ 1,100.00

  • fearthez
    Jun 20, 2023

    Credit Union 1 $500 Fighting Irish Checking Bonus

    I shared this on DoC but who knows if/when they will get around to making a post about it so y’all get the scoop first! This bonus seems really easy to meet and didn’t result in an HP for me (at least yet) Looks similar to this SUB but this is affiliated with ND so maybe it is open to…

  • fearthez
    Jun 13, 2023

    Episode 6 Back to Basics – New Cards and Free Dinners

    Apologies about the mic pops. I’ve got a pop filter on the way 😦

  • fearthez
    Jun 11, 2023

    Topic Episode: Apartment Rant

    Welcome to this weeks episode! This is a topic episode and apologies to those who want churning nes, but it is time for the apartment rant I promised in Episode Three., If you don’t want to hear me complain about my old apartment complex, tune out now. New Churnersd Digest episode coming soon with three CC app DPs, bank churn…

  • fearthez
    May 20, 2023

    Topic Episode – Curve x BofA: 5.25% Cash Back on All Spend

    Upcoming:

  • fearthez
    Apr 30, 2023

    Episode 3: I’m Back! SUBs, New CC Churns, Curve Tricks & More

    Shout out Tom R for the motivation! Upcoming: 

  • fearthez
    Mar 10, 2023

    Episode 2: Updates, SUBs and Sports Betting?

    I discovered that the service I was using, rss.com, only gave you one episode for free. So I will be uploading all of my podcasts to Spotify only. Sorry non Spotify users!

  • fearthez
    Feb 22, 2023

    Churners Digest Episode 1: Introduction & 2023 Early Happenings

    Churners Digest is a podcast I created to be a place to hear updates about happenings in the churning space. I am using the term churning loosely here as I plan to share updates on bank/fintech updates, SUBs for banks and CCs I think are worth highlighting, and other topics related to the finance sphere. I will also have an…

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About Me

I’m Alex aka FearTheZ. I am passionate about personal finance and credit cards and “min/maxing” or gamify-ing my personal finance setup. What started as a hobby has grown into a side hustle. I host the Churners Digest podcast and can be found at the socials on the right

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