- ~20% Uber Gift Cards
- My recent applications
- Bank of America Premium Rewards Elite elevated 75k points for $5k in 3 months
- https://www.doctorofcredit.com/bank-of-america-elite-visa-infinite-card-coming-in-november-550-annual-fee-300-airline-incidental-150-lifestyle-credits-more/
- See for links on what counts for $300 airline credit (AA gift cards)
- Net value after AF of $1.1k when maxed out due to double dips
- Applied & approved no problem at 10/24 and 6/12 (max for BofA w/ relationship). If you can meet the MS, I recommend this over PR.
- https://www.doctorofcredit.com/bank-of-america-elite-visa-infinite-card-coming-in-november-550-annual-fee-300-airline-incidental-150-lifestyle-credits-more/
- Bank of America Premium Rewards Elite elevated 75k points for $5k in 3 months
| Card | Fee | SUB | AIrline Credit | Lifestyle Credit | Lifestyle Double Dip | Airline Double Dip | Net Benefit (excluding cash back) |
| PR | $ (95.00) | $ 600.00 | $ 100.00 | $ – | $ – | $ 100.00 | $ 705.00 |
| PRE | $ (550.00) | $ 750.00 | $ 300.00 | $ 150.00 | $ 150.00 | $ 300.00 | $ 1,100.00 |
- https://docs.google.com/spreadsheets/d/1aNOE4vY30HIKO23xBPYERTxvTTFB9Vgg/edit?usp=sharing&ouid=113867317481600571798&rtpof=true&sd=true
- $150 lifestyle credit has not tracked for HBO Max $150 payment
- Called CS, rep said it should count and they submitted a request to get it reviewed and manually credited. Will update if it hits
- Applied 6/20/2023, MSR met 7/7/2023, $750 points posted same day
- Keep in mind BofA 12 month rule & others
- Chase Amazon Prime Visa $200 no spend
- Referral https://www.amazon.com/dp/BT00LN946S?externalReferenceId=f2d9ad79-eabb-47ba-9a1f-751e46954fb3
- https://www.doctorofcredit.com/chase-amazon-prime-visa-200-signup-bonus-6-29-7-26/
- Applied at 10/24, initially sent to pending, called and found correct recon department. Card does not apply to 5/24 rule but will count towards 5/24
- Rep quoted my denial reason (too many new apps OR too high limit with Chase, not long enough history with new accounts etc). Explained I opened cards recently for travel coming up and wanted this new card for Amazon prime day. Asked to reallocate credit limits from other cards (have $21.3k with them). Reallocated and approved
- Rep seemed very skeptical of my file but willing to help
- Plan on applying to more cards until I finally get declined since my profile is already LOL
- Bank SUBs hit my account
- bankHometown $250, waiting on $50 EOY
- PNC $400
- https://www.doctorofcredit.com/pnc-up-to-250-400-checking-bonus/#comment-1628164
- Will be closing account soon
- Capital One 360 Performance Savings
- 90 day holding period over, will move money out to Juno for 5%
- https://www.doctorofcredit.com/capital-one-100-500-savings-bonus-requires-10000-100000-deposit/
- Capital One Venture 100k points links floating around. If you find one, get it!
- Free $50 with Capital One shopping at Staples
- https://www.doctorofcredit.com/ymmv-capital-one-shopping-50-back-on-staples-purchase/
- I have this but Ink does not work. Be sure to read terms & conditions
- Laurel Road $300 + $20/m SUB
- Wells Fargo $325 SUB
- Expired 75% off DoorDash max $20 value
- https://www.doctorofcredit.com/doordash-promo-codes-25-off-with-25off4u-20-maximum-savings/
- Had to sign up for new DashPass, but every Chase card comes with 3 months free. Remove old Chase card then add new one and you can get another 3 months
- Thinking of opening business for this podcast mainly to venture into Business accounts
- Free Slurpee
- Amazon Prime Day coming up
- I will prob buy a Kindle Oasis
- Check YMMV CC points on Amazon promo codes
- MooMoo referral
- Network Change BofA CCR to MC for Curve support
- PCed PR to CCR. Not allowed to PC and network change in same transaction. Card arrived in mail, called and did network change. Will receive card in 2-4 weeks. AFAIK only available for CCR
- https://fearthez.wordpress.com/2023/05/20/topic-episode-curve-x-bofa-5-25-cash-back-on-all-spend/
- $15 back on $25+ w/ GRUBPRIME at GrubHub 7/11-7/12
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