Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! 

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Intro music can be found here!

• Kung Fewer & Kleed SO kleed tier!
• [Lightning Deal | Still Active] TCB Spend $15 get $2.50 back
  • Combine with 130% back on PureVPN for moneymaker
• Capital One adds real time lounge capacity information
• Capital One Discover Acquisition
  • Good insight on reddit
  • Shareholder meeting recording
  • Shareholder meeting slide deck
• Capital One $250 Checking bonus
• Venmo reinstated
  • 2/12/2024 Account suspended
  • 2/12/2024 Uploaded requested documents (state ID)
  • 2/19/2024 Account reinstated
• BofA Approval & expedited
  • Froze all but TU
  • 8/12 w/ 5 BofA cards
  • Last approval needed credit reallocation
  • 24 month churning rule
  • Things to know BofA
  • Email asked me to unfreeze EX or TU
  • Called, said TU was unfrozen (was unfrozen when applied)
  • Agent said “everything of course looks great, you’ve been approved”
  • Automatically reallocated limit from another card, no extra credit extended
  • Already at $2k spend
• Bank of Missouri letter (see ep 26)

• KeyPoint Update
  • 2/2/2024 $2500 CC funding double credited
  • 2/21/2024 Descriptive Withdrawal REVERSAL DOUBLE FUNDED INITIAL DEPOSIT
• Google Pay app to shut down
• BofA UR can be network changed between Visa and MC (thanks jcmitchell)
• Curve & Percents discussion on /r/creditcards
  • Curve vs Percents blog post
• Checked Bag Fee Increases 
• AT&T $5 statement credit for network outage
• Guitar Center Update (see ep26)
• Wells Fargo SUB – applied and approved
  • My previous DP
• Moomoo: 8.1% APY Savings Account Rate For First 3 Months up to $20k deposit (max $150 value)
  • Basically maxes out at a .75% bonus. (3 months is .25% of a year @ 3% = .75%; assuming your money would have otherwise been earning 5.1%)
  • FDIC insured