Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!

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• Sweaty Heavy Lemon
  • Album on Linktree
  • Intro music can be found here!

• Kung Fewer, Kleed, Dion, Erica, & Shuhui kleed tier! Welcome Dean, point9mm, HansLanda, Yuki, Chronic & Kevin!
• Get past paywalls with https://archive.ph/ (ht BleakChooChoo & jcali89)
• Class Actions
  • Walgreens Savings Club Litigation Settlement
    • DoC
  • Verizon class action payout
  • BofA class action filed
    • Summary: customer opened card with $3k 70k SUB. Lost card, got reissued, and reissued card had $3k 50k offer. BofA denies his ability to receive additional 20k
  • Class action sign up service https://usesparrow.com/
• [Expired/Lighting Deal] Topcashback: Get $2.50 Bonus With $15 Spend (1/7-1/9)
• CFPB Adds Rule To Remove Medical Debt From Credit Reports
• Koinly RH Crypto support
  • trying to connect my Robinhood API to Koinly but 1 Koinly keep saying the key is wrong when I know it’s not
  • Apparently the Python instructions given by RH are broken but the Next.JS one works fine lol. Will try tomorrow
    • https://feedback.koinly.io/apicsv-issues-public/p/robinhood-api-access-denied-invalid-private-key
    • Confirmed Next.JS one works dine
  • They are going to support the output of the Python script. Apparently the Next.js and Python script both output valid secrets but different formats. So in theory my already set up secrets in RH and Koinly should just start working
• New cards (ht Kleed)
• Ally leaving CC game
  • /r/churning
  • /r/CreditCards
  • DoC
• When to Cash out Your Points: a Mathematical Guide
• Delta-Uber Partnership: Earn Miles On Rides & Food Delivery (Lyft Partnership Ending)
• Amazon Gift of Prime Must Be Used by Feb 5, 2025
• Closed Citi Access Checking
• NFCU new member $300 bonus
  • DoC DP
  • 12/22/2024 Account Opened
  • 12/22/2024 Flagship CC opened
  • 01/11/2025 $300 “NEW MEMBERSHIP BONUS” credit posted to CC
  • 01/18/2025 received email saying I met requirements for Flagship card
  • 01/18/2025 40k points posted to account ($50 redemption minimum is annoying)
    • Minimum redemption is $50!
• Chase Pre-Approval Tool is Back
• Dosh App shutting down
  • DoC
  • Adidas stack
  • Comment
• Citi $325/$750/$1,500 Checking Bonus
  • Includes Venmo?
• NEXUS Now Being Triggered By Capital One/American Express Global Entry Credit
• BofA adds meter to CCR $2.5k/q limit
  • /r/churning
  • DoC
  • I still don’t see it
• AirFrance/KLM FlyingBlue No Notice Award Devaluation
• Capital One accused of ‘cheating millions of customers’ out of interest rate payments
  • Summary
  • DoC
• DoT Sues Southwest, Fines Frontier For Delayed Flights
• Wings FCU SUB Payout DPs
  • DoC
  • Reddit
• Amex
  • Amex DoJ Fraud Probe Fine
  • American Express To Open Boston Logan Airport (BOS) Centurion Lounge
  • Amex Plat error credit
  • Amex debits no longer have free FTFs
  • German Amex priority pass limited to 50 visits
  • Amex Plat Airline Credit
    • Reading ME&Bs post this morning, they call out being able to change your Amex Plat airline this month even if you’ve already used the credit (which I have). I changed it to a different airline, are they implying I can get an additional credit on this newly selected airline?
  • American Express Changes: ShopRunner & Auto Purchasing Program Ending
• Apple Card
  • Apple In Talks With Both Barclays & Synchrony For Credit Card Portfolio
  • Reminder: Apple Card Authorized Users Earn Their Own Cashback
• BofA $300 checking bonus
  • 
• Wealthfront email
  • Discover payment did not go through
  • Discover refuses to add Wealthfront back as payee. Have to three way call with Wealthfornt and Discover
  • Got Wealthfront rep was painless
• [Lightning Deal/Expired] UberEats: Promo Codes, Discounts & Other Savings
• [Lightning Deal] Uber – Two $50 eGift Cards for $75
• Brokerage Bonuses
  • Will be doing TradeUp bonus come March
  • Firstrade 3% IRA Contribution Match & 2% Transfer Boost
• Pima Response
  • Unable to verify identity, never reached out to do so
• BofA PR/E meter reset
  • Airline, not lifestyle
    • It is updated now
  • /r/churning discussion 
• Robinhood IRA
  • I do a backdoor roth. Contribution to trad had match, so now I have interest in trad and transferred over. Tax implications?
• ONE Finance: Get 3.75% APY and $200 Signup Bonus
  • Discover Debit 🤔 (See Ep 53 for free $30/m)
• SoFi To Launch Hotel Card In First Half Of 2025
• JetBlue Premier Card Details Leaked ($499 Annual Fee, $300 Credit)
  • /r/churning discussion
• [Expired – Card Ending] Terps Credit Card Review – 30,000 Point Sign Up Bonus