Find Churners Digest on your Podcasting app of choice here!
Housekeeping
- Stop using filler words!
- Podcast app aggregator (ht bleakchoochoo)
- If you want, support me on patreon!
SweatyHeavy Lemon- Intro music can be found here!
- New song playing at the end
- SO Kung Fewer, Kleed, Dion, Erica, Shuhui, Rob, Desi, Stan & Jeff in the kleed tier! Welcome Jennifer & Josie to the patreon!
- https://churningtracker.com/
- Created by jonachen – software for managing churning tracking from MS to buying groups to SUBs to everything in between
Cards
- Capital One/Discover
- BofA
- Bank of America & Alaska Air Announce Expansion Of Partnership (New Cards/Refreshes?)
- Bank Of America – Up To $750 Bonus On New Royal One (Royal Caribbean Cards)
- Rakuten Adds Bank Of America Cards To Portal – Up To $275
- Maximizing The Bank Of America Premium Rewards Elite Lifestyle Credits
- Old reddit post by me
- Airbnb GC did not work (may have been a DoorDash GC purchase)
- Uber cash reload worked
- Bank of America AirFrance/KLM Card Now Earns 3x Points On Bilt
- BankAmeriDeals: UberEats, Spend $25+ & Get $15 Back
- Bank of America Preferred Rewards Streaming Credits ($8-$15) At Paramount, Sirius, WSJ, Economist
- Wells Fargo
- Citi
- FNBO
- FNBO GreenSelect Credit Card – 0% Intro APR For 18 Months & Balance Transfers (5% BT Fee)
- WECU Lux Visa has 0% with no balance transfer fees
- FNBO GreenSelect Credit Card – 0% Intro APR For 18 Months & Balance Transfers (5% BT Fee)
- Capital One/Discover
- Amex
- Closed Hilton Aspire
- Calculate value gained, Patreon Exclusive
- Amex Gold Card updated benefits : r/CreditCards
- AmEx Platinum (Schwab, Morgan) 150,000 – Doctor Of Credit
- American Express Adds $300 ChatGPT Business Credit To Business Cards Platinum & Gold – Doctor Of Credit
- American Express Business Gold To Lose FedEx As Flexible Business Credit Option ($20 Per Month)
- American Express Business Platinum 120,000 Point Upgrade Offer – Doctor Of Credit
- (Update: Reversal) American Express Adds New Restrictive Language To Marriott Cards
- American Express Marriott Bonvoy Business 150,000 Points + $125 Signup Bonus
- Applied and approved w/ frozen reports (Amex doesn’t pull for new existing customers)
- American Express & Fanatics Announce Partnership – New Credit Card, FanCash Transfer Partner & More
- Hilton
- [Targeted] Upgrade To American Express Blue Cash Preferred, Get $150 Bonus + Waived Annual Fee – Doctor Of Credit
- Closed Hilton Aspire
- Chase
- (Update) Chase Announces Select Properties With 2.5x PointsBoost Redemption – Doctor Of Credit
- Amazon Visa: Earn Extra 1% Cashback Everyday Purchases When Signing Up For Chase $900 Checking+Savings Bonus – Doctor Of Credit
- Chase Sapphire Reserve 150,000 Bonus – Doctor Of Credit
- [Rumor] Chase Sapphire Reserve To Add $7.5 Discount On Apple One Subscriptions [Expanded Apple TV Benefit] – Doctor Of Credit
- Chase Freedom Unlimited: $200 + 5% Back On Gas & Grocery First Year [In Branch Only]
- Chase Sapphire Preferred Ending 10% Anniversary Bonus – Doctor Of Credit
- Apple Card – Free Airpods Pro 3 Sign Up Bonus (Requires 10 Purchases Per Month For 10 Months) – Doctor Of Credit
- Chase Business Card Referrer Bonus Increase To 40,000 Points – Doctor Of Credit
- Robinhood
- Careless/Bolt
- US Bank
- AAA Advantage no more 5% Walmart groceries after May 15 : r/CreditCards
- Aven Launches Bitcoin Backed Card – Doctor Of Credit
- Intuit Launches Business Credit Card – $300 Bonus, 2% Back & No Annual Fee
- Costco App Now Allows Visa Cards – Doctor Of Credit
- In wallet with QR code checkout. Codes as online shopping for BofA CCR
- Fidelity Visa 2% CashBack Card: $150 Sign Up Bonus Publicly Available + 0% APR – Doctor Of Credit
- Crypto.com Credit Card Now Earns BTC Or CRO + $300 Bonus
- TD Business Solutions Credit Card Review – $400 Sign Up Bonus & 2% Unlimited Cashback [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- Imprint Launches Shell Performance Elite World Mastercard
- CC SUB of the month
- Under 5/24: Chase Aeroplane, CSR
- Over: Amex Marriott/Hilton, BofA Atmos Summit, Discover It $200 + cash back match, BofA via Rakutan
- Business: Amex Marriot/Hilton, Capital One Venture Business
Bonuses
- Bank
- Capital One $300-$1,500 Savings Bonus, Requires $20,000-$100,000 Deposit – Doctor Of Credit
- [PA, NJ & NY] C&N Bank $600 Checking Bonus – Doctor Of Credit
- Unable to open account
- [Existing Ally Customers Only] Ally Invest $200 Bonus With $1,000 Deposit For 90 Days (Nationwide) – Doctor Of Credit
- American Express $300 Checking Bonus – Doctor Of Credit
- Can’t have ever had an Rewards Checking Account before
- Checking Savings Bonus Offer | Cambridge Savings Bank
- HT Peak
- Farmers Insurance Federal Credit Union (FIGFCU) $250-$400 Checking Bonus
- [FL, MA, NJ, NY, VT, In Branch?] Trustco Bank $350 Business Checking Bonus – Doctor Of Credit
- [MA, ME, NH] Camden National Bank $300 Checking Bonus + $200 Savings Bonus – Doctor Of Credit
- Wells Fargo $400 Checking Bonus – Available Online
- US Bank up to $800 SUB
- HT Ray
- [NY, FL] Teachers Federal Credit Union $600 + $100 Referral Checking Bonus
- Business
- BMO Bank $400-$1,500 Business Checking Bonus – Doctor Of Credit
- [NH, FL, MA, RI, CT, DE, NY, NJ, or PA, In Branch] Santander $500 Business Checking Bonus – Doctor Of Credit
- [Targeted, YMMV] Bank of America $400-$2,500 Business Checking Bonus with $5k/$200k Deposit (Available Online) – Doctor Of Credit
- US Bank (HT Ray)
- Business SUB DoC
- Opened, $3k Amex funding, $400 for $5k in 30, hold for 60
- Hindsight should have gone for Platinum
- Savings SUB DoC
- $10k in 30 hold 60 for $300
- May not count towards SUB! (HT TwitchOne)
- Business SUB DoC
- Bank Novo Business Checking $500 Checking Bonus – Doctor Of Credit
- Brokerage
Class Actions
- Trader Joe’s Class Action Settlement: FACTA Violation [3/5/19 – 7/19/19]
- Fidelity Investments Class Action Lawsuit ($100 Payout) – Doctor Of Credit
- First Commonwealth paid out $268.45! Gave them my Incogni subscriptions in the class action And 4 years of identity theft
Deals
- [Lightning Deal/Expired] [Expired] Costco.com: $100 inKind Giftcard For $64.99 (Limit 5) – Doctor Of Credit
- TSA PreCheck: $20 Savings For Those Age 30 Or Younger
- [Lightning Deal/Expired] Target: $10 Bonus Target Giftcard When You Buy Select $100 One4All Giftcards – Doctor Of Credit
- Bestbuy.com: $50 Shell Gas Giftcard For $45 – Doctor Of Credit
- Capital One Cafes: Free Drink Every Monday (Until 9/28/26) – Doctor Of Credit
- [Lightning Deal/Expired] Free dunking w code coffeeisfree
Other
- New I-Bonds Rate Projection: 4.26% APY (Variable 3.36% + Fixed .9%) – Doctor Of Credit
- HT Gavin on Discord
- A Little PSA. Sometimes I get emails like this and it’s increasingly hard to know the scammers from an actual problem. I came across a website that will evaluate emails that you forward for their authenticity. I have no affiliation with them, other than I have used their free tier a few times. scan@emlscanner.com is the email you forward the email in question to and in 5-10 minutes you get a response showing the trust metrics they use to check if an email is a scam or legit.
- The website is https://emlscanner.com/ if you want to dig deeper. Can forward to address once per day for free
- Lounge changes
- T-Mobile Money Review – Earn 4% APY On Balances Up To $3,000 [New Negative Changes From June 1] – Doctor Of Credit
- UberEats To Remove $5 Monthly Credit For UberOne Annual Users
- Spirit Airlines Shuts Down, All Flights Cancelled
- Apple Now Requires UNiDAYS Verification for Education Discounts in U.S. and Canada, Adds Apple Watch – MacRumors
- inKind Introduces Dynamic Cashback (5%-25%)
- Mastercard Launches Two ‘Taste By Priceless’ Airport Lounges (Free Access For World Legend Cardholders) – Doctor Of Credit
- Ally Launches New Loyalty Program ‘Loyally’
- Free helium ending, force upgrade to $15/m
- CEO called users of free plan “parasites”
- Switched to Infimobile for $69/y
- Credit score 🙂
- Future card in DC Metro
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