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Oxygen Bank: Convoluted yet Elegant
Today I am going to be doing a brief writeup on Oxygen Bank. They are a fintech bank with interesting offerings for cash back and benefits. These benefits come in the form of what they Elements which have many rules and requirements you have to meet to qualify for them that make this a hard bank to recommend trying to…
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Enzo Digital: Cash Back For What?!
Today we will be discussing Enzo, a new fintech with some unique cash back offerings. They plan on expanding their offerings in the future to have more compelling features other than just unique cash back categories but for now we will be discussing what they do offer Currently, Enzo offers a checking account with unique cash back offerings that is…
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Point Debit Review ($99 AF)
Point is a neobank offering a cash back debit card (and checking account technically called Premium Checking). The card charges a $99/y AF (formerly $49/y). Here I will break down the benefits of the card, how I use it, the rewards I get out of it, the quirks involved and my recommendation on whether it’s worth it or not DoC…
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Current Bank Accounts
I have began accumulating many bank accounts that I use for various reasons (hence why I have so many debit cards). In this post I will detail the current accounts I have open and their purposes. I did not include accounts that are useless or required for a membership with the bank I have a sanitized and reduced version of…
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DoC Hat Tips
I’m an active commenter on Doctor of Credit and over my time there I have gotten a few hat tips from their writers. I feel these show some kind of credibility but it’s mostly to boost my ego Upgrade Card 5% Cashback On Top Categories, Up To $3,000 Each Quarter (Grocery, Utility, Dining, Travel, etc) Capital One Venture X Changes…
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Astra: Automating Your Bank Balances
In this post I will be discussing Astra Finance: what it is, why it matters, how it is useful, my use cases and some quirks with it. We will be specifically looking at their consumer app Disclaimer Before we go any further, there is a weird aspect of Astra that you need to be aware of. Astra is not and…
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Submit High Quality Wallet Images
Want to help contribute to my growing collection of high quality Wallet Card Image Rips? Follow the below instructions! Note: no card information or personal information will be shared when getting this image. The images are generic and just the design of the card is shared Option 1: Google Wallet Web Recently a listener Kleed shared that you can get…
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MealKits & Capital One
This post was inspired by TheDailyChurn podcast where he talked about the value he got out of new user promos and promos through the Capital One Shopping portal (accessible tousers with Capital One credit cards but YMMV). One thing I wish he would have was break down the cost of each service after the promos so here I will do…
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Albert Neobank Overview
Published 1/30/2022 Albert is a neobank that offers some unique cash back opportunities. There is no AF for this debit card and no hard inquiry They offer other features like savings/spending tracking, small personal loans etc. This review will be focused on the cash back/SUB opportunities they offer There is already an extensive overview on DoC here and here on…
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Card Designs
As far as I am aware, this is the largest public collection of high quality debit/credit card images on the internet. The images sourced here help products that require card images like MaxRewards. If you would like to acquire a zip file of all of these images, please email me at churnersdigest@gmail.com to discuss terms Any physical metal cards I…